Where financial and legal documents are free
and financial truths
are revealed


Home    Site Map    Contact Us  


Join The Canadian Financial Security Program FREE

Where you can access the following resources absolutely FREE

Receive a Legal Will Kit for Canadians

A book on how to save 20 to 40% on your income tax every year

Where to find the best and lowest priced life insurance

How to invest for the best returns while guaranteeing your principal

Medical Insurance
For Visitors To Canada From Any Country

If you are a visitor to Canada for any reason - recreation or work, regardless of your status, here on a work visa or with landed immigrant status, and are not covered by one of the provincial healthcare plans, or are awaiting coverage, a Visitors To Canada Health Insurance Plan may provide the coverage you need.

This plan is also available to Canadians who, for any reason, are not covered under a provincial plan.

Visitors To Canada Health Insurance is intended to cover all or part of the costs associated with medical issues that are sudden and unexpected. They may not provide coverage in some circumstances like engaging in professional or dangerous sports, acts of war, etc. Also, generally speaking, they do not cover pre-existing conditions. They do NOT cover pregnancy or issues associated with pregnancy.

In this section we will show you exactly what a Visitors To Canada Plan will cover. The complete policy wording of one of these plans is available here, and we highly advise you to read it in its entirety before making a decision and a purchase. If you need further help, please contact us using the contact information below.

There are very few companies in Canada offering Visitors To Canada Health Insurance at a reasonable price. We have done a great deal of research on this issue, and have found that one company in Canada stands out far above the rest with a superior product, an excellent price, and very good service. Although it is not our general policy to focus on only one company's products, in this case, we could find no other company that so competently filled the needs of travelers as does E.T.F.S. (Expert Travel Financial Security). Therefore, we have decided to offer you the actual Policy Wording, and Application Form, which includes the Price List from E.T.F.S. here. You can read these documents here, or download them to your computer for later use.

This insurance is purchased by the DAY, and is available for from 1 to 365 days. The premium is payable in full at the time of purchase. To purchase through this website, you must pay by credit card.

This Health Insurance Product is underwritten by Royal & Sun Alliance Insurance Company of Canada, one of Canada's largest and most respected insurance companies.

The E.T.F.S. Visitors To Canada Health Plan

You will need Adobe Acrobat Reader to view all of the documents on this website. Click here to download the latest version.
Click here to contact a Qualified Consultant by email for help, or use the phone and fax numbers listed below

Purchasing This Product

Purchasing this product is very easy. The application is simple to fill out, and there are no medical questions.

  1. Click Here - to open the application.

  2. Print the blank application form.

  3. Fill in the information required. Include an EMAIL ADDRESS where we can send the confirmation and other documentation. Be sure to date and sign it and include credit card information. Your signature is required in THREE places - two for "Applicant's Signature" and one for the credit card to be signed by the credit card holder.

  4. Fax the application toll free to 1-877-962-3444, or scan it after it is properly signed and email it as an attachment to mfm1@michaelfmurphy.com.

  5. You are purchasing the product from Expert Travel Financial Services through Michael F. Murphy Financial Consulting whose head office is at 15 Lakeridge Crescent, Dartmouth, NS B2V 2V2.

  6. Retain a copy for your records.

We will acknowledge receipt of your application by email, process it, and EMAIL ALL DOCUMENTS relating to your coverage. A valid, working email address must be used to receive confirmation of coverage and the documents.

Michael F. Murphy Financial Consulting

  • Toll Free Phone (Canada & U.S.): 1-877-962-0224

  • Toll Free Fax (Canada & U.S.): 1-877-962-3444

  • Phone from Outside Canada & U.S.: 1-902-462-0224

  • Fax from Outside Canada & U.S.: 1-902-462-3444

Home ] [ Expatriate Health ] [ Visitor to Canada ] Contact Us ] Site Map ] [ Privacy Policy ]